Setting Up Your Bicycle as a Car Replacement

One of the first posts on this blog was How I Escaped the Car Clown Habit and there was a good reason for that.  Driving absolutely everywhere in a two ton metal box on wheels is fundamentally wasteful and irrational

How I Escaped the Car Clown Habit

Many personal finance articles try to get people to believe that very minor changes, such as skipping the morning latte at Starbucks, will lead to financial freedom.  While small steps do indeed help, the fact is that many of us