When Can You Consider Yourself Financially Independent?

When can you give up the security of a regular paycheck? This is a fundamental question that everyone must eventually answer in the context of their own “retirement”.  I put “retirement” in quotes because what we are really talking about here is not

How I Escaped the Car Clown Habit

Many personal finance articles try to get people to believe that very minor changes, such as skipping the morning latte at Starbucks, will lead to financial freedom.  While small steps do indeed help, the fact is that many of us

Welcome to The Spartan Spendthrift!

Money is not the most important thing in life, and probably isn’t even on the top ten list.   Time is the true currency of life. But money has the power to control how we spend the majority of our